Financial Health Intelligence • Evaluasi Model

Dashboard Evaluasi Model Z-Score

Monitor ketepatan mesin analitik AutoPortofolio dalam memproyeksikan kesehatan finansial emiten BEI. Telusuri distribusi status, ketajaman probabilitas distress, serta sektor yang memerlukan perhatian ekstra.

Komparasi lintas sektor hingga subindustry dengan highlight warna otomatis.
Confidence level menunjukkan tingkat keandalan model berdasarkan histori performa.
Tren health score & probability of distress membantu memantau perubahan risiko dari waktu ke waktu.

Transparansi ML: probabilitas distress dapat dikalibrasi dengan model historis, tetapi status Safe/Grey Zone/Distress dan gate keputusan tetap memakai threshold Z-Score serta hysteresis. Overlay ML bersifat peringatan tambahan dan default-nya nonaktif—bukan instruksi beli atau jual otomatis.

Masuk ke Lab Analisis Lihat Ringkasan Evaluasi

Entity Tercakup 944 23,374 catatan data

Rata-rata Health Score 2.90 Rentang -10.00 – 10.00

Avg Probability of Distress 39.6% Semakin rendah semakin baik

Avg Confidence Level 82.5% Kalibrasi historis AutoPortofolio

Entitas Tercakup

944

23,374 sampel data dari laporan keuangan terbaru.

Health Score Rata-rata

2.90

Rentang skor -10.00 – 10.00.

Probability of Distress

39.6%

Probabilitas rata-rata risiko finansial seluruh emiten.

Confidence Level Model

82.5%

Semakin tinggi, semakin konsisten akurasi prediksi model.

Distribusi Status Financial Health

Perbandingan zona aman, abu-abu, dan distress berdasarkan keseluruhan dataset.

23,374 observasi

Safe Zone11,22648.0%

Grey Zone4,48719.2%

Distress7,66132.8%

Coverage & Kalibrasi Model

Model evaluasi ini mengagregasi seluruh sektor industri di BEI dengan bobot yang disesuaikan secara otomatis.

Sektor

Subsektor

Industry

Subindustry

Rata-rata Komponen Rasio

Working Capital / Total Assets: 0.00
Retained Earnings / Total Assets: 0.00
EBIT / Total Assets: 0.00
Market Value Equity / Book Value Debt: 0.00
Sales / Total Assets: 0.00

Entitas Risiko Tinggi

Threshold Health Score <= 0.40

Perusahaan	Health Score	PoD	Sektor
Bank Woori Saudara Indonesia 1 Kode: SDRA	-10.00	99.5%	G. Financials
Bank Woori Saudara Indonesia 1 Kode: SDRA	-10.00	99.5%	G. Financials
Bank Woori Saudara Indonesia 1 Kode: SDRA	-10.00	99.5%	G. Financials
Bank Woori Saudara Indonesia 1 Kode: SDRA	-10.00	99.5%	G. Financials
Bank Woori Saudara Indonesia 1 Kode: SDRA	-10.00	99.5%	G. Financials

Entitas Paling Resilien

Threshold Health Score >= 0.75

Perusahaan	Health Score	PoD	Sektor
Bank Rakyat Indonesia (Persero Kode: BBRI	10.00	4.4%	G. Financials
Bank CIMB Niaga Tbk. Kode: BNGA	10.00	4.5%	G. Financials
Bank MNC Internasional Tbk. Kode: BABP	10.00	3.6%	G. Financials
Bank Mestika Dharma Tbk. Kode: BBMD	10.00	3.5%	G. Financials
Sawit Sumbermas Sarana Tbk. Kode: SSMS	10.00	7.4%	D. Consumer Non-Cyclicals

Health Score vs Probability of Distress per Sektor

Ukuran gelembung menunjukkan jumlah entitas unik per sektor. Posisi kiri bawah mengindikasikan sektor paling sehat.

Confidence Level per Sektor

Pantau sektor dengan tingkat keyakinan model tertinggi serta area yang memerlukan validasi manual.

Tren Health Score & PoD

Menggambarkan dinamika agregat kesehatan finansial serta probabilitas distress.

Eksplorasi Mendalam per Hirarki Industri

Gunakan tab untuk menelusuri performa model dari level sektor hingga subindustry.

Health Score >= 3 Health Score 0 – 3 Health Score < 0

Perbandingan Health Score dan Probability of Distress per Sektor

Sector	Count	Unique Entities	Avg Health Score	Min Health Score	Max Health Score	Avg Probability of Distress	Avg Confidence	Safe Entities	Grey Zone Entities	Distressed Entities
I. Technology	948	45	5.8	-10.0	10.0	29.44%	86.22%	676.00	164.00	108.00
D. Consumer Non-Cyclicals	3085	130	4.9	-10.0	10.0	40.83%	88.81%	2,290.00	408.00	387.00
G. Financials	3036	106	4.0	-10.0	10.0	40.22%	83.40%	1,967.00	215.00	854.00
F. Healthcare	829	41	3.8	-10.0	10.0	25.02%	85.85%	470.00	177.00	182.00
B. Basic Materials	2752	111	3.0	-10.0	10.0	33.88%	77.16%	1,451.00	714.00	587.00
C. Industrials	1631	66	2.8	-10.0	10.0	24.88%	85.34%	886.00	347.00	398.00
E. Consumer Cyclicals	3818	159	2.5	-10.0	10.0	33.92%	84.44%	1,633.00	817.00	1,368.00
A. Energy	2213	89	2.2	-10.0	10.0	35.27%	84.50%	916.00	479.00	818.00
J. Infrastructures	1775	70	1.3	-10.0	10.0	45.73%	85.00%	509.00	370.00	896.00
H. Properties & Real Estate	2302	87	1.1	-10.0	10.0	72.56%	66.12%	182.00	524.00	1,596.00
K. Transportation & Logistic	984	41	0.2	-10.0	10.0	40.67%	85.11%	246.00	272.00	466.00
	1	1	-10.0	-10.0	-10.0	1.00%	100.00%	0.00	0.00	1.00

Perbandingan Health Score dan Probability of Distress per Subsektor

Subsector	Sector	Count	Unique Entities	Avg Health Score	Avg Probability of Distress	Avg Confidence	Safe Entities	Grey Zone Entities	Distressed Entities	Min Health Score	Max Health Score
G3. Investment Service	G. Financials	177	6	7.8	15.91%	79.60%	176.00	1.00	0.00	2.7	10.0
D1. Food & Staples Retailing	D. Consumer Non-Cyclicals	397	14	7.1	18.02%	82.10%	346.00	12.00	39.00	-4.0	10.0
I2. Technology Hardware & Equipment	I. Technology	217	11	5.9	12.87%	85.46%	157.00	43.00	17.00	-0.1	10.0
I1. Software & IT Services	I. Technology	731	34	5.8	34.36%	86.44%	519.00	121.00	91.00	-10.0	10.0
D3. Tobacco	D. Consumer Non-Cyclicals	119	4	5.7	36.22%	91.42%	89.00	16.00	14.00	1.3	10.0
G4. Insurance	G. Financials	505	18	5.7	38.17%	82.01%	385.00	80.00	40.00	-7.9	10.0
E2. Household Goods	C. Industrials	30	1	5.5	22.05%	76.80%	23.00	5.00	2.00	-6.3	10.0
F2. Pharmaceuticals & Health Care Research	F. Healthcare	362	15	5.1	9.80%	87.33%	300.00	32.00	30.00	-10.0	10.0
G5. Holding & Investment Companies	G. Financials	570	20	4.9	31.00%	62.56%	502.00	12.00	56.00	-10.0	10.0
D2. Food & Beverage	D. Consumer Non-Cyclicals	2305	101	4.5	43.90%	89.77%	1,677.00	331.00	297.00	-10.0	10.0
D4. Nondurable Household Products	D. Consumer Non-Cyclicals	264	11	4.2	50.46%	89.35%	178.00	49.00	37.00	-2.5	10.0
E3. Leisure Goods	E. Consumer Cyclicals	82	5	3.9	34.61%	83.76%	35.00	17.00	30.00	-0.2	10.0
E1. Automobiles & Components	E. Consumer Cyclicals	364	18	3.8	16.82%	84.27%	197.00	150.00	17.00	0.7	10.0
G1. Banks	G. Financials	1386	48	3.5	37.55%	97.27%	903.00	68.00	415.00	-10.0	10.0
C2. Industrial Services	C. Industrials	469	22	3.5	18.14%	85.99%	298.00	95.00	76.00	-10.0	10.0
E7. Retailing	E. Consumer Cyclicals	812	33	3.5	11.38%	87.32%	566.00	77.00	169.00	-10.0	10.0
E2. Household Goods	E. Consumer Cyclicals	301	13	3.5	19.63%	83.19%	161.00	119.00	21.00	-2.9	6.8
B1. Basic Materials	B. Basic Materials	2752	111	3.0	33.88%	77.16%	1,451.00	714.00	587.00	-10.0	10.0
A2. Alternative Energy	A. Energy	35	2	2.9	29.18%	81.83%	21.00	6.00	8.00	-6.2	8.5
C1. Industrial Goods	C. Industrials	1007	38	2.8	24.67%	85.20%	530.00	235.00	242.00	-10.0	10.0
F1. Healthcare Equipment & Providers	F. Healthcare	467	26	2.7	36.81%	84.71%	170.00	145.00	152.00	-0.3	8.5
J2. Heavy Constructions & Civil Engineering	J. Infrastructures	717	29	2.4	36.44%	81.79%	324.00	148.00	245.00	-10.0	10.0
E5. Consumer Services	E. Consumer Cyclicals	1194	48	2.3	52.24%	82.09%	298.00	215.00	681.00	-10.0	10.0
A1. Oil, Gas & Coal	A. Energy	2178	87	2.2	35.37%	84.55%	895.00	473.00	810.00	-10.0	10.0
K2. Logistics & Deliveries	K. Transportation & Logistic	601	28	1.7	37.46%	83.65%	233.00	173.00	195.00	-10.0	10.0
H1. Properties & Real Estate	H. Properties & Real Estate	2302	87	1.1	72.56%	66.12%	182.00	524.00	1,596.00	-10.0	10.0
E6. Media & Entertainment	E. Consumer Cyclicals	479	20	1.1	38.95%	86.51%	97.00	153.00	229.00	-10.0	10.0
E4. Apparel & Luxury Goods	E. Consumer Cyclicals	586	22	1.0	41.56%	84.37%	279.00	86.00	221.00	-10.0	10.0
J3. Telecommunication	J. Infrastructures	583	22	0.9	54.96%	88.38%	82.00	147.00	354.00	-10.0	8.3
G2. Financing Service	G. Financials	398	14	0.4	76.13%	68.38%	1.00	54.00	343.00	-5.4	10.0
J1. Transportation Infrastructure	J. Infrastructures	269	9	0.3	34.20%	88.49%	85.00	36.00	148.00	-10.0	10.0
J4. Utilities	J. Infrastructures	206	10	-0.1	67.00%	82.04%	18.00	39.00	149.00	-10.0	10.0
C3. Multi-sector Holdings	C. Industrials	125	5	-0.2	52.58%	86.18%	35.00	12.00	78.00	-10.0	8.0
K1. Transportation	K. Transportation & Logistic	383	13	-2.3	45.72%	87.38%	13.00	99.00	271.00	-10.0	10.0
		1	1	-10.0	1.00%	100.00%	0.00	0.00	1.00	-10.0	-10.0

Perbandingan Health Score dan Probability of Distress per Industry

Industry	Sector	Subsector	Count	Unique Entities	Avg Health Score	Avg Probability of Distress	Avg Confidence	Safe Entities	Grey Zone Entities	Distressed Entities	Min Health Score	Max Health Score
E31. Consumer Electronics	E. Consumer Cyclicals	E3. Leisure Goods	8	1	9.6	0.04%	83.00%	8.00	0.00	0.00	7.5	10.0
G31. Investment Services	G. Financials	G3. Investment Service	177	6	7.8	15.91%	79.60%	176.00	1.00	0.00	2.7	10.0
D. Consumer Non-Cyclicals	D. Consumer Non-Cyclicals	D1. Food & Staples Retailing	397	14	7.1	18.02%	82.10%	346.00	12.00	39.00	-4.0	10.0
I23. Electronic Equipment, Instruments & Components	I. Technology	I2. Technology Hardware & Equipment	63	4	6.8	13.99%	85.84%	42.00	15.00	6.00	1.2	10.0
I11. Online Applications & Services	I. Technology	I1. Software & IT Services	438	19	6.4	32.76%	88.54%	315.00	63.00	60.00	-10.0	10.0
E73. Department Stores	E. Consumer Cyclicals	E7. Retailing	90	3	6.0	4.99%	87.87%	79.00	5.00	6.00	-6.1	10.0
D. Consumer Non-Cyclicals	D. Consumer Non-Cyclicals	D3. Tobacco	119	4	5.7	36.22%	91.42%	89.00	16.00	14.00	1.3	10.0
G41. Insurance	G. Financials	G4. Insurance	505	18	5.7	38.17%	82.01%	385.00	80.00	40.00	-7.9	10.0
C23. Professional Services	C. Industrials	C2. Industrial Services	112	6	5.7	24.85%	82.46%	82.00	1.00	29.00	-2.5	10.0
I22. Computer Hardware	I. Technology	I2. Technology Hardware & Equipment	113	5	5.6	12.86%	84.85%	76.00	27.00	10.00	-0.1	10.0
E21. Household Goods	C. Industrials	E2. Household Goods	30	1	5.5	22.05%	76.80%	23.00	5.00	2.00	-6.3	10.0
I12. IT Services & Consulting	I. Technology	I1. Software & IT Services	207	10	5.3	30.33%	84.48%	169.00	15.00	23.00	-10.0	10.0
F21. Pharmaceuticals	F. Healthcare	F2. Pharmaceuticals & Health Care Research	362	15	5.1	9.80%	87.33%	300.00	32.00	30.00	-10.0	10.0
I21. Networking Equipment	I. Technology	I2. Technology Hardware & Equipment	41	2	5.1	11.20%	86.54%	39.00	1.00	1.00	1.1	10.0
G51. Holding & Investment Companies	G. Financials	G5. Holding & Investment Companies	570	20	4.9	31.00%	62.56%	502.00	12.00	56.00	-10.0	10.0
C13. Electrical	C. Industrials	C1. Industrial Goods	208	7	4.8	9.54%	85.98%	174.00	32.00	2.00	1.3	10.0
D. Consumer Non-Cyclicals	D. Consumer Non-Cyclicals	D2. Food & Beverage	2305	101	4.5	43.90%	89.77%	1,677.00	331.00	297.00	-10.0	10.0
D. Consumer Non-Cyclicals	D. Consumer Non-Cyclicals	D4. Nondurable Household Products	264	11	4.2	50.46%	89.35%	178.00	49.00	37.00	-2.5	10.0
I13. Software	I. Technology	I1. Software & IT Services	86	5	3.9	52.23%	80.52%	35.00	43.00	8.00	1.3	9.2
B11. Chemicals	B. Basic Materials	B1. Basic Materials	745	29	3.8	21.39%	84.01%	454.00	163.00	128.00	-10.0	10.0
B13. Containers & Packaging	B. Basic Materials	B1. Basic Materials	481	19	3.8	22.57%	84.69%	288.00	157.00	36.00	-1.5	10.0
E11. Auto Components	E. Consumer Cyclicals	E1. Automobiles & Components	363	17	3.8	16.86%	84.25%	196.00	150.00	17.00	0.7	10.0
E74. Specialty Retail	E. Consumer Cyclicals	E7. Retailing	631	26	3.7	12.28%	86.70%	454.00	65.00	112.00	-10.0	10.0
G11. Banks	G. Financials	G1. Banks	1386	48	3.5	37.55%	97.27%	903.00	68.00	415.00	-10.0	10.0
E11	E. Consumer Cyclicals	E1. Automobiles & Components	1	1	3.5	5.00%	90.00%	1.00	0.00	0.00	3.5	3.5
E21. Household Goods	E. Consumer Cyclicals	E2. Household Goods	301	13	3.5	19.63%	83.19%	161.00	119.00	21.00	-2.9	6.8
F11. Healthcare Equipment & Supplies	F. Healthcare	F1. Healthcare Equipment & Providers	114	10	3.5	22.90%	84.21%	63.00	34.00	17.00	0.8	8.5
E32. Sport Equipment & Hobbies Goods	E. Consumer Cyclicals	E3. Leisure Goods	74	4	3.3	38.35%	83.84%	27.00	17.00	30.00	-0.2	10.0
B14. Metals & Minerals	B. Basic Materials	B1. Basic Materials	901	37	3.2	49.60%	61.96%	551.00	163.00	187.00	-10.0	10.0
C21. Diversified Industrial Trading	C. Industrials	C2. Industrial Services	38	3	3.1	28.08%	86.84%	9.00	27.00	2.00	1.2	6.3
A21. Alternative Energy Equipment	A. Energy	A2. Alternative Energy	35	2	2.9	29.18%	81.83%	21.00	6.00	8.00	-6.2	8.5
C12. Building Products & Fixtures	C. Industrials	C1. Industrial Goods	326	12	2.9	30.51%	83.47%	162.00	94.00	70.00	-10.0	10.0
C22. Commercial Services	C. Industrials	C2. Industrial Services	319	13	2.8	14.59%	87.12%	207.00	67.00	45.00	-10.0	10.0
A12. Coal	A. Energy	A1. Oil, Gas & Coal	1168	46	2.6	30.28%	85.19%	572.00	239.00	357.00	-10.0	10.0
J21. Heavy Constructions & Civil Engineering	J. Infrastructures	J2. Heavy Constructions & Civil Engineering	714	29	2.4	36.59%	81.71%	324.00	148.00	242.00	-10.0	10.0
F12. Healthcare Providers	F. Healthcare	F1. Healthcare Equipment & Providers	353	16	2.4	41.31%	84.87%	107.00	111.00	135.00	-0.3	8.1
A13. Oil, Gas & Coal Supports	A. Energy	A1. Oil, Gas & Coal	536	23	2.4	35.75%	84.09%	231.00	110.00	195.00	-10.0	10.0
E51. Tourism & Recreation	E. Consumer Cyclicals	E5. Consumer Services	1156	45	2.3	52.12%	82.06%	294.00	215.00	647.00	-10.0	10.0
E62. Entertainment & Movie Production	E. Consumer Cyclicals	E6. Media & Entertainment	81	5	2.2	41.54%	86.91%	7.00	41.00	33.00	1.0	4.5
B15. Forestry & Paper	B. Basic Materials	B1. Basic Materials	295	11	2.0	36.34%	82.09%	105.00	103.00	87.00	-10.0	10.0
C14. Machinery	C. Industrials	C1. Industrial Goods	413	17	1.9	25.41%	85.73%	179.00	108.00	126.00	-10.0	10.0
K21. Logistics & Deliveries	K. Transportation & Logistic	K2. Logistics & Deliveries	590	28	1.9	38.14%	83.35%	233.00	173.00	184.00	-10.0	10.0
E52. Education & Support Services	E. Consumer Cyclicals	E5. Consumer Services	38	3	1.8	55.87%	82.95%	4.00	0.00	34.00	1.0	6.1
J31. Telecommunication Service	J. Infrastructures	J3. Telecommunication	179	8	1.8	52.47%	89.03%	26.00	97.00	56.00	-8.7	5.0
B12. Construction Materials	C. Industrials	C1. Industrial Goods	60	2	1.5	40.21%	88.13%	15.00	1.00	44.00	-6.5	10.0
J41. Electric Utilities	J. Infrastructures	J4. Utilities	176	9	1.4	61.58%	83.07%	18.00	39.00	119.00	-10.0	10.0
A11. Oil & Gas	A. Energy	A1. Oil, Gas & Coal	466	18	1.2	48.28%	83.18%	92.00	124.00	250.00	-10.0	10.0
H11. Real Estate Management & Development	H. Properties & Real Estate	H1. Properties & Real Estate	2302	87	1.1	72.56%	66.12%	182.00	524.00	1,596.00	-10.0	10.0
E41. Apparel & Luxury Goods	E. Consumer Cyclicals	E4. Apparel & Luxury Goods	586	22	1.0	41.56%	84.37%	279.00	86.00	221.00	-10.0	10.0
G51. Holding & Investment Companies	B. Basic Materials	B1. Basic Materials	15	1	0.9	42.41%	82.40%	3.00	8.00	4.00	-10.0	4.1
E61. Media	E. Consumer Cyclicals	E6. Media & Entertainment	398	15	0.9	38.42%	86.42%	90.00	112.00	196.00	-10.0	10.0
J32. Wireless Telecommunication Services	J. Infrastructures	J3. Telecommunication	404	14	0.6	56.06%	88.10%	56.00	50.00	298.00	-10.0	8.3
B12. Construction Materials	B. Basic Materials	B1. Basic Materials	296	13	0.5	35.08%	87.32%	50.00	120.00	126.00	-10.0	6.6
G21. Consumer Financing	G. Financials	G2. Financing Service	398	14	0.4	76.13%	68.38%	1.00	54.00	343.00	-5.4	10.0
J11. Transport Infrastructure Operator	J. Infrastructures	J1. Transportation Infrastructure	269	9	0.3	34.20%	88.49%	85.00	36.00	148.00	-10.0	10.0
C31. Multi-sector Holdings	C. Industrials	C3. Multi-sector Holdings	125	5	-0.2	52.58%	86.18%	35.00	12.00	78.00	-10.0	8.0
E71. Consumer Distributors	E. Consumer Cyclicals	E7. Retailing	91	4	-0.5	11.41%	91.08%	33.00	7.00	51.00	-10.0	10.0
K13. Passenger Land Transportation	K. Transportation & Logistic	K1. Transportation	264	9	-0.9	55.68%	84.44%	5.00	90.00	169.00	-10.0	4.2
K11. Airlines	K. Transportation & Logistic	K1. Transportation	89	3	-4.5	30.06%	92.76%	5.00	9.00	75.00	-10.0	10.0
	A. Energy	A1. Oil, Gas & Coal	8	1	-6.5	1.00%	100.00%	0.00	0.00	8.00	-7.1	-6.2
	K. Transportation & Logistic	K2. Logistics & Deliveries	11	1	-6.8	1.00%	100.00%	0.00	0.00	11.00	-7.5	-6.1
	B. Basic Materials	B1. Basic Materials	19	2	-7.2	1.00%	100.00%	0.00	0.00	19.00	-7.9	-6.4
K21. Logistics & Deliveries	K. Transportation & Logistic	K1. Transportation	30	1	-7.6	4.44%	97.33%	3.00	0.00	27.00	-10.0	10.0
	J. Infrastructures	J2. Heavy Constructions & Civil Engineering	3	1	-7.7	1.00%	100.00%	0.00	0.00	3.00	-8.1	-7.5
J42. Gas Utilities	J. Infrastructures	J4. Utilities	30	1	-9.0	98.84%	76.00%	0.00	0.00	30.00	-10.0	-0.1
			1	1	-10.0	1.00%	100.00%	0.00	0.00	1.00	-10.0	-10.0

Perbandingan Health Score dan Probability of Distress per Subindustry

Subindustry	Industry	Sector	Subsector	Count	Unique Entities	Avg Health Score	Avg Probability of Distress	Avg Confidence	Safe Entities	Grey Zone Entities	Distressed Entities	Min Health Score	Max Health Score
E311. Consumer Electronics	E31. Consumer Electronics	E. Consumer Cyclicals	E3. Leisure Goods	8	1	9.6	0.04%	83.00%	8.00	0.00	0.00	7.5	10.0
C231. Human Resource & Employment Services	C23. Professional Services	C. Industrials	C2. Industrial Services	60	3	8.8	3.51%	83.67%	57.00	1.00	2.00	1.2	10.0
G312. Investment Banking & Brokerage Services	G31. Investment Services	G. Financials	G3. Investment Service	150	5	8.6	14.40%	79.58%	149.00	1.00	0.00	3.2	10.0
D1. Food & Staples Retailing	D. Consumer Non-Cyclicals	D. Consumer Non-Cyclicals	D1. Food & Staples Retailing	397	14	7.1	18.02%	82.10%	346.00	12.00	39.00	-4.0	10.0
B142. Cooper	B14. Metals & Minerals	B. Basic Materials	B1. Basic Materials	26	2	6.8	27.34%	59.13%	16.00	8.00	2.00	0.6	10.0
I231. Electronic Equipment & Instruments	I23. Electronic Equipment, Instruments & Components	I. Technology	I2. Technology Hardware & Equipment	63	4	6.8	13.99%	85.84%	42.00	15.00	6.00	1.2	10.0
G512. Investment Companies	G51. Holding & Investment Companies	G. Financials	G5. Holding & Investment Companies	209	7	6.6	21.58%	60.53%	176.00	9.00	24.00	-10.0	10.0
I111. Online Applications & Services	I11. Online Applications & Services	I. Technology	I1. Software & IT Services	438	19	6.4	32.76%	88.54%	315.00	63.00	60.00	-10.0	10.0
G412. General Insurance	G41. Insurance	G. Financials	G4. Insurance	397	14	6.3	32.84%	84.12%	325.00	43.00	29.00	-7.9	10.0
E513. Travel Agencies	E51. Tourism & Recreation	E. Consumer Cyclicals	E5. Consumer Services	105	4	6.3	17.59%	83.62%	79.00	15.00	11.00	-1.4	10.0
E731. Department Stores	E73. Department Stores	E. Consumer Cyclicals	E7. Retailing	90	3	6.0	4.99%	87.87%	79.00	5.00	6.00	-6.1	10.0
B153. Diversified Forest	B15. Forestry & Paper	B. Basic Materials	B1. Basic Materials	58	2	5.9	21.82%	81.72%	40.00	9.00	9.00	0.5	10.0
D3. Tobacco	D. Consumer Non-Cyclicals	D. Consumer Non-Cyclicals	D3. Tobacco	119	4	5.7	36.22%	91.42%	89.00	16.00	14.00	1.3	10.0
I221. Computer Hardware	I22. Computer Hardware	I. Technology	I2. Technology Hardware & Equipment	113	5	5.6	12.86%	84.85%	76.00	27.00	10.00	-0.1	10.0
E411. Clothing, Accessories & Bags	E41. Apparel & Luxury Goods	E. Consumer Cyclicals	E4. Apparel & Luxury Goods	176	6	5.6	32.58%	85.18%	154.00	12.00	10.00	-7.4	10.0
E213. Housewares & Specialties	E21. Household Goods	C. Industrials	E2. Household Goods	30	1	5.5	22.05%	76.80%	23.00	5.00	2.00	-6.3	10.0
I121. IT Services & Consulting	I12. IT Services & Consulting	I. Technology	I1. Software & IT Services	207	10	5.3	30.33%	84.48%	169.00	15.00	23.00	-10.0	10.0
B112. Agricultural Chemicals	B11. Chemicals	B. Basic Materials	B1. Basic Materials	56	3	5.2	15.80%	84.07%	34.00	18.00	4.00	1.6	10.0
F211. Pharmaceuticals	F21. Pharmaceuticals	F. Healthcare	F2. Pharmaceuticals & Health Care Research	362	15	5.1	9.80%	87.33%	300.00	32.00	30.00	-10.0	10.0
I211. Networking Equipment	I21. Networking Equipment	I. Technology	I2. Technology Hardware & Equipment	41	2	5.1	11.20%	86.54%	39.00	1.00	1.00	1.1	10.0
E743. Home Improvement Retail	E74. Specialty Retail	E. Consumer Cyclicals	E7. Retailing	136	7	5.0	11.05%	84.97%	102.00	25.00	9.00	0.6	10.0
E741. Apparel & Textile Retail	E74. Specialty Retail	E. Consumer Cyclicals	E7. Retailing	117	5	5.0	8.94%	84.10%	99.00	14.00	4.00	1.8	7.5
C131. Electrical Components & Equipment	C13. Electrical	C. Industrials	C1. Industrial Goods	208	7	4.8	9.54%	85.98%	174.00	32.00	2.00	1.3	10.0
E745. Automotive Retail	E74. Specialty Retail	E. Consumer Cyclicals	E7. Retailing	165	6	4.7	20.95%	86.23%	114.00	20.00	31.00	-0.8	10.0
C221. Commercial Printing	C22. Commercial Services	C. Industrials	C2. Industrial Services	30	1	4.6	9.36%	86.80%	27.00	3.00	0.00	2.1	6.5
D2. Food & Beverage	D. Consumer Non-Cyclicals	D. Consumer Non-Cyclicals	D2. Food & Beverage	2305	101	4.5	43.90%	89.77%	1,677.00	331.00	297.00	-10.0	10.0
D4. Nondurable Household Products	D. Consumer Non-Cyclicals	D. Consumer Non-Cyclicals	D4. Nondurable Household Products	264	11	4.2	50.46%	89.35%	178.00	49.00	37.00	-2.5	10.0
C222. Environmental & Facilities Services	C22. Commercial Services	C. Industrials	C2. Industrial Services	22	2	4.1	12.26%	85.27%	12.00	10.00	0.00	2.3	6.5
E112. Tires	E11. Auto Components	E. Consumer Cyclicals	E1. Automobiles & Components	129	5	4.1	17.49%	86.20%	96.00	27.00	6.00	0.7	10.0
G511. Financial Holdings	G51. Holding & Investment Companies	G. Financials	G5. Holding & Investment Companies	332	12	4.0	34.81%	64.72%	298.00	2.00	32.00	-10.0	10.0
I131. Software	I13. Software	I. Technology	I1. Software & IT Services	86	5	3.9	52.23%	80.52%	35.00	43.00	8.00	1.3	9.2
B113. Specialty Chemicals	B11. Chemicals	B. Basic Materials	B1. Basic Materials	186	7	3.9	11.53%	84.43%	147.00	35.00	4.00	0.7	6.4
E515. Restaurants	E51. Tourism & Recreation	E. Consumer Cyclicals	E5. Consumer Services	240	10	3.9	27.36%	85.80%	170.00	16.00	54.00	-10.0	10.0
C224. Business Support Services	C22. Commercial Services	C. Industrials	C2. Industrial Services	120	4	3.9	24.49%	86.70%	72.00	36.00	12.00	1.0	8.1
B146. Diversified Metals & Minerals	B14. Metals & Minerals	B. Basic Materials	B1. Basic Materials	581	34	3.9	48.91%	60.96%	388.00	94.00	99.00	-10.0	10.0
B131. Containers & Packaging	B13. Containers & Packaging	B. Basic Materials	B1. Basic Materials	481	19	3.8	22.57%	84.69%	288.00	157.00	36.00	-1.5	10.0
F111. Healthcare Equipment	F11. Healthcare Equipment & Supplies	F. Healthcare	F1. Healthcare Equipment & Providers	1	1	3.7	54.20%	76.00%	1.00	0.00	0.00	3.7	3.7
B111. Basic Chemicals	B11. Chemicals	B. Basic Materials	B1. Basic Materials	503	19	3.7	25.66%	83.84%	273.00	110.00	120.00	-10.0	10.0
E111. Auto Parts & Equipment	E11. Auto Components	E. Consumer Cyclicals	E1. Automobiles & Components	234	12	3.6	16.51%	83.18%	100.00	123.00	11.00	1.2	9.4
E213. Housewares & Specialties	E21. Household Goods	E. Consumer Cyclicals	E2. Household Goods	70	3	3.6	14.51%	82.11%	49.00	21.00	0.00	1.9	4.7
E512. Hotels, Resorts & Cruise Lines	G51. Holding & Investment Companies	G. Financials	G5. Holding & Investment Companies	29	1	3.6	55.23%	52.50%	28.00	1.00	0.00	2.9	3.6
B144. Iron & Steel	B14. Metals & Minerals	B. Basic Materials	B1. Basic Materials	135	9	3.6	53.36%	60.09%	93.00	12.00	30.00	-7.4	10.0
G111. Banks	G11. Banks	G. Financials	G1. Banks	1386	48	3.5	37.55%	97.27%	903.00	68.00	415.00	-10.0	10.0
E111	E11	E. Consumer Cyclicals	E1. Automobiles & Components	1	1	3.5	5.00%	90.00%	1.00	0.00	0.00	3.5	3.5
A121. Coal Production	A12. Coal	A. Energy	A1. Oil, Gas & Coal	654	25	3.5	29.10%	84.86%	394.00	101.00	159.00	-10.0	10.0
F112. Healthcare Supplies & Distributions	F11. Healthcare Equipment & Supplies	F. Healthcare	F1. Healthcare Equipment & Providers	113	9	3.5	22.62%	84.28%	62.00	34.00	17.00	0.8	8.5
G414. Reinsurance	G41. Insurance	G. Financials	G4. Insurance	27	1	3.5	54.79%	74.14%	22.00	2.00	3.00	-3.4	4.9
E211. Home Furnishings	E21. Household Goods	E. Consumer Cyclicals	E2. Household Goods	207	9	3.4	21.74%	83.17%	100.00	86.00	21.00	-2.9	6.8
E744. Specialty Stores	E74. Specialty Retail	E. Consumer Cyclicals	E7. Retailing	30	1	3.4	39.38%	87.47%	18.00	4.00	8.00	-6.9	9.7
E212. Household Appliances	E21. Household Goods	E. Consumer Cyclicals	E2. Household Goods	24	1	3.4	16.35%	86.50%	12.00	12.00	0.00	2.0	5.4
G311. Investment Management	G31. Investment Services	G. Financials	G3. Investment Service	27	1	3.3	24.31%	79.70%	27.00	0.00	0.00	2.7	6.3
E321. Sport Equipment & Hobbies Goods	E32. Sport Equipment & Hobbies Goods	E. Consumer Cyclicals	E3. Leisure Goods	74	4	3.3	38.35%	83.84%	27.00	17.00	30.00	-0.2	10.0
A131. Oil & Gas Drilling Service	A13. Oil, Gas & Coal Supports	A. Energy	A1. Oil, Gas & Coal	60	2	3.2	36.38%	84.07%	33.00	5.00	22.00	-7.3	10.0
G413. Life Insurance	G41. Insurance	G. Financials	G4. Insurance	81	3	3.2	58.74%	74.29%	38.00	35.00	8.00	-0.3	5.3
C211. Diversified Industrial Trading	C21. Diversified Industrial Trading	C. Industrials	C2. Industrial Services	38	3	3.1	28.08%	86.84%	9.00	27.00	2.00	1.2	6.3
C143. Industrial Machinery & Components	C14. Machinery	C. Industrials	C1. Industrial Goods	168	7	2.9	28.89%	84.17%	70.00	63.00	35.00	-2.8	6.6
A211. Alternative Energy Equipment	A21. Alternative Energy Equipment	A. Energy	A2. Alternative Energy	35	2	2.9	29.18%	81.83%	21.00	6.00	8.00	-6.2	8.5
C121. Building Products & Fixtures	C12. Building Products & Fixtures	C. Industrials	C1. Industrial Goods	326	12	2.9	30.51%	83.47%	162.00	94.00	70.00	-10.0	10.0
J312. Integrated Telecommunication Service	J31. Telecommunication Service	J. Infrastructures	J3. Telecommunication	30	1	2.9	36.68%	91.73%	3.00	26.00	1.00	1.7	3.4
E611. Advertising	E61. Media	E. Consumer Cyclicals	E6. Media & Entertainment	87	4	2.5	25.23%	85.47%	17.00	41.00	29.00	1.0	5.5
J211. Heavy Constructions & Civil Engineering	J21. Heavy Constructions & Civil Engineering	J. Infrastructures	J2. Heavy Constructions & Civil Engineering	714	29	2.4	36.59%	81.71%	324.00	148.00	242.00	-10.0	10.0
F121. Healthcare Providers	F12. Healthcare Providers	F. Healthcare	F1. Healthcare Equipment & Providers	353	16	2.4	41.31%	84.87%	107.00	111.00	135.00	-0.3	8.1
A132. Oil, Gas & Coal Equipment & Services	A13. Oil, Gas & Coal Supports	A. Energy	A1. Oil, Gas & Coal	476	21	2.3	35.68%	84.09%	198.00	105.00	173.00	-10.0	10.0
E621. Entertainment & Movie Production	E62. Entertainment & Movie Production	E. Consumer Cyclicals	E6. Media & Entertainment	81	5	2.2	41.54%	86.91%	7.00	41.00	33.00	1.0	4.5
H112. Real Estate Services	H11. Real Estate Management & Development	H. Properties & Real Estate	H1. Properties & Real Estate	27	1	2.2	68.97%	61.06%	3.00	23.00	1.00	1.5	3.2
C121. Building Products & Fixtures	B12. Construction Materials	C. Industrials	C1. Industrial Goods	30	1	2.1	1.94%	91.20%	15.00	1.00	14.00	-6.5	10.0
B145. Precious Metals & Minerals	B14. Metals & Minerals	B. Basic Materials	B1. Basic Materials	18	2	2.0	59.81%	61.90%	1.00	17.00	0.00	1.2	10.0
C232. Research & Consulting Services	C23. Professional Services	C. Industrials	C2. Industrial Services	52	3	2.0	49.48%	81.08%	25.00	0.00	27.00	-2.5	5.2
B152. Paper	B15. Forestry & Paper	B. Basic Materials	B1. Basic Materials	147	5	1.9	44.37%	80.19%	40.00	58.00	49.00	-10.0	10.0
K211. Logistics & Deliveries	K21. Logistics & Deliveries	K. Transportation & Logistic	K2. Logistics & Deliveries	590	28	1.9	38.14%	83.35%	233.00	173.00	184.00	-10.0	10.0
E521. Education Services	E52. Education & Support Services	E. Consumer Cyclicals	E5. Consumer Services	38	3	1.8	55.87%	82.95%	4.00	0.00	34.00	1.0	6.1
E412. Footwear	E41. Apparel & Luxury Goods	E. Consumer Cyclicals	E4. Apparel & Luxury Goods	60	2	1.8	40.46%	80.16%	37.00	1.00	22.00	-10.0	10.0
E514. Recreational & Sports Facilities	E51. Tourism & Recreation	E. Consumer Cyclicals	E5. Consumer Services	109	5	1.7	50.28%	80.62%	9.00	53.00	47.00	-2.6	4.3
J311. Wired Telecommunication Service	J31. Telecommunication Service	J. Infrastructures	J3. Telecommunication	149	7	1.6	55.65%	88.48%	23.00	71.00	55.00	-8.7	5.0
B141. Aluminum	B14. Metals & Minerals	B. Basic Materials	B1. Basic Materials	83	5	1.6	44.04%	68.41%	47.00	11.00	25.00	-10.0	10.0
A122. Coal Distribution	A12. Coal	A. Energy	A1. Oil, Gas & Coal	514	21	1.4	31.77%	85.62%	178.00	138.00	198.00	-10.0	10.0
C223. Office Supplies	C22. Commercial Services	C. Industrials	C2. Industrial Services	147	6	1.4	7.94%	87.81%	96.00	18.00	33.00	-10.0	10.0
J411. Electric Utilities	J41. Electric Utilities	J. Infrastructures	J4. Utilities	176	9	1.4	61.58%	83.07%	18.00	39.00	119.00	-10.0	10.0
A111. Oil & Gas Production & Refinery	A11. Oil & Gas	A. Energy	A1. Oil, Gas & Coal	97	4	1.3	59.56%	81.28%	12.00	26.00	59.00	-6.9	10.0
C141. Construction Machinery & Heavy Vehicles	C14. Machinery	C. Industrials	C1. Industrial Goods	245	10	1.3	23.03%	86.81%	109.00	45.00	91.00	-10.0	10.0
E512. Hotels, Resorts & Cruise Lines	E51. Tourism & Recreation	E. Consumer Cyclicals	E5. Consumer Services	702	26	1.2	66.04%	80.77%	36.00	131.00	535.00	-10.0	10.0
A112. Oil & Gas Storage & Distribution	A11. Oil & Gas	A. Energy	A1. Oil, Gas & Coal	369	14	1.2	45.32%	83.69%	80.00	98.00	191.00	-10.0	10.0
E613. Cable & Satellite	E61. Media	E. Consumer Cyclicals	E6. Media & Entertainment	59	2	1.2	71.32%	83.66%	0.00	8.00	51.00	-3.5	2.4
H111. Real Estate Development & Management	H11. Real Estate Management & Development	H. Properties & Real Estate	H1. Properties & Real Estate	2275	86	1.1	72.60%	66.18%	179.00	501.00	1,595.00	-10.0	10.0
E742. Electronics Retail	E74. Specialty Retail	E. Consumer Cyclicals	E7. Retailing	183	7	1.1	3.07%	89.95%	121.00	2.00	60.00	-10.0	10.0
G512. Investment Companies	G51. Holding & Investment Companies	B. Basic Materials	B1. Basic Materials	15	1	0.9	42.41%	82.40%	3.00	8.00	4.00	-10.0	4.1
E612. Broadcasting	E61. Media	E. Consumer Cyclicals	E6. Media & Entertainment	168	6	0.8	32.38%	86.62%	62.00	41.00	65.00	-10.0	10.0
B121. Construction Materials	B12. Construction Materials	C. Industrials	C1. Industrial Goods	30	1	0.8	78.49%	85.07%	0.00	0.00	30.00	-0.2	1.4
J112. Highways & Railtracks	J11. Transport Infrastructure Operator	J. Infrastructures	J1. Transportation Infrastructure	90	3	0.8	70.50%	86.44%	0.00	0.00	90.00	-2.1	1.9
J321. Wireless Telecommunication Services	J32. Wireless Telecommunication Services	J. Infrastructures	J3. Telecommunication	404	14	0.6	56.06%	88.10%	56.00	50.00	298.00	-10.0	8.3
B121. Construction Materials	B12. Construction Materials	B. Basic Materials	B1. Basic Materials	296	13	0.5	35.08%	87.32%	50.00	120.00	126.00	-10.0	6.6
G211. Consumer Financing	G21. Consumer Financing	G. Financials	G2. Financing Service	398	14	0.4	76.13%	68.38%	1.00	54.00	343.00	-5.4	10.0
J111. Airport Operators	J11. Transport Infrastructure Operator	J. Infrastructures	J1. Transportation Infrastructure	60	2	0.4	12.80%	89.80%	32.00	3.00	25.00	-9.7	10.0
J113. Marine Ports & Services	J11. Transport Infrastructure Operator	J. Infrastructures	J1. Transportation Infrastructure	119	4	-0.1	17.53%	89.38%	53.00	33.00	33.00	-10.0	4.4
C311. Multi-sector Holdings	C31. Multi-sector Holdings	C. Industrials	C3. Multi-sector Holdings	125	5	-0.2	52.58%	86.18%	35.00	12.00	78.00	-10.0	8.0
B151. Timber	B15. Forestry & Paper	B. Basic Materials	B1. Basic Materials	90	4	-0.3	32.58%	85.42%	25.00	36.00	29.00	-10.0	10.0
E711. Consumer Distributors	E71. Consumer Distributors	E. Consumer Cyclicals	E7. Retailing	91	4	-0.5	11.41%	91.08%	33.00	7.00	51.00	-10.0	10.0
E614. Consumer Publishing	E61. Media	E. Consumer Cyclicals	E6. Media & Entertainment	84	3	-0.8	41.07%	88.95%	11.00	22.00	51.00	-10.0	8.3
K132. Road Transportation	K13. Passenger Land Transportation	K. Transportation & Logistic	K1. Transportation	264	9	-0.9	55.68%	84.44%	5.00	90.00	169.00	-10.0	4.2
E413. Textiles	E41. Apparel & Luxury Goods	E. Consumer Cyclicals	E4. Apparel & Luxury Goods	350	14	-1.4	46.26%	84.68%	88.00	73.00	189.00	-10.0	10.0
B143. Gold	B14. Metals & Minerals	B. Basic Materials	B1. Basic Materials	58	4	-2.5	62.52%	68.38%	6.00	21.00	31.00	-10.0	10.0
K111. Airlines	K11. Airlines	K. Transportation & Logistic	K1. Transportation	89	3	-4.5	30.06%	92.76%	5.00	9.00	75.00	-10.0	10.0
		A. Energy	A1. Oil, Gas & Coal	8	1	-6.5	1.00%	100.00%	0.00	0.00	8.00	-7.1	-6.2
		K. Transportation & Logistic	K2. Logistics & Deliveries	11	1	-6.8	1.00%	100.00%	0.00	0.00	11.00	-7.5	-6.1
		B. Basic Materials	B1. Basic Materials	19	2	-7.2	1.00%	100.00%	0.00	0.00	19.00	-7.9	-6.4
K211. Logistics & Deliveries	K21. Logistics & Deliveries	K. Transportation & Logistic	K1. Transportation	30	1	-7.6	4.44%	97.33%	3.00	0.00	27.00	-10.0	10.0
		J. Infrastructures	J2. Heavy Constructions & Civil Engineering	3	1	-7.7	1.00%	100.00%	0.00	0.00	3.00	-8.1	-7.5
J421. Gas Utilities	J42. Gas Utilities	J. Infrastructures	J4. Utilities	30	1	-9.0	98.84%	76.00%	0.00	0.00	30.00	-10.0	-0.1
				1	1	-10.0	1.00%	100.00%	0.00	0.00	1.00	-10.0	-10.0

Insight & Rekomendasi Model

Gunakan insight ini sebagai bahan pertimbangan awal sebelum melakukan analisis fundamental dan teknikal tambahan.

Sektor Paling Resilien

I. Technology
Health Score 5.81 • Safe Entities 71.3%
D. Consumer Non-Cyclicals
Health Score 4.86 • Safe Entities 74.2%
G. Financials
Health Score 3.97 • Safe Entities 64.8%

Sektor Perlu Waspada

Belum ada sektor dengan sinyal risiko tinggi.

Alternatif Diversifikasi

Pertimbangkan subsektor berikut sebagai kandidat diversifikasi ketika fokus pada emiten dengan struktur keuangan kuat.

G3. Investment Service G. Financials
Safe 99.4% • Health Score 7.76
D1. Food & Staples Retailing D. Consumer Non-Cyclicals
Safe 87.2% • Health Score 7.07
I2. Technology Hardware & Equipment I. Technology
Safe 72.4% • Health Score 5.87
I1. Software & IT Services I. Technology
Safe 71.0% • Health Score 5.79

Cara Memanfaatkan Dashboard

Mulai dari ringkasan status untuk mengukur kondisi pasar agregat.
Gunakan grafik scatter untuk menemukan sektor unggul atau rawan.
Telusuri tab per subsektor/industry untuk analisis granular.
Cek entitas risiko tinggi sebagai watchlist mitigasi portofolio.

Gunakan fitur ini berdampingan dengan Lab Analisis Z-Score untuk detail rasio per emiten.

Pertanyaan yang Sering Diajukan

Evaluasi model memastikan bahwa hasil analisis Z-Score yang Anda gunakan berasal dari mesin prediksi yang tervalidasi. Dengan memahami performa per sektor, investor dapat mengalokasikan fokus riset pada area dengan tingkat keandalan tertinggi.

Nilai mendekati 100% menandakan historis prediksi model sangat konsisten untuk sektor tersebut. Jika nilainya rendah (<60%), lakukan validasi tambahan seperti analisis laporan keuangan manual atau bandingkan dengan metrik fundamental lain.

Health Score adalah skor komposit berbasis rasio Altman Z-Score yang menilai kekuatan fundamental. Probability of Distress (PoD) mengubah skor tersebut menjadi probabilitas kebangkrutan dalam 1–2 tahun. Nilai tinggi pada Health Score biasanya berbanding terbalik dengan PoD, namun sensitivitasnya berbeda antar sektor.

Dashboard Evaluasi Model Z-Score

Distribusi Status Financial Health

Coverage & Kalibrasi Model

Rata-rata Komponen Rasio

Entitas Risiko Tinggi

Entitas Paling Resilien

Health Score vs Probability of Distress per Sektor

Confidence Level per Sektor

Tren Health Score & PoD

Eksplorasi Mendalam per Hirarki Industri

Perbandingan Health Score dan Probability of Distress per Sektor

Perbandingan Health Score dan Probability of Distress per Subsektor

Perbandingan Health Score dan Probability of Distress per Industry

Perbandingan Health Score dan Probability of Distress per Subindustry

Insight & Rekomendasi Model

Sektor Paling Resilien

Sektor Perlu Waspada

Alternatif Diversifikasi

Cara Memanfaatkan Dashboard

Pertanyaan yang Sering Diajukan

Informasi Kuantitatif AutoPortofolio

Kerangka Valuasi dan Risiko CIVM

Analisis Z-Score untuk Kesehatan Finansial

Referensi Analisis Teknikal Saham

Dashboard Evaluasi Model Z-Score

Distribusi Status Financial Health

Coverage & Kalibrasi Model

Rata-rata Komponen Rasio

Entitas Risiko Tinggi

Entitas Paling Resilien

Health Score vs Probability of Distress per Sektor

Confidence Level per Sektor

Tren Health Score & PoD

Eksplorasi Mendalam per Hirarki Industri

Perbandingan Health Score dan Probability of Distress per Sektor

Perbandingan Health Score dan Probability of Distress per Subsektor

Perbandingan Health Score dan Probability of Distress per Industry

Perbandingan Health Score dan Probability of Distress per Subindustry

Insight & Rekomendasi Model

Sektor Paling Resilien

Sektor Perlu Waspada

Alternatif Diversifikasi

Cara Memanfaatkan Dashboard

Pertanyaan yang Sering Diajukan

Mengapa evaluasi model Z-Score penting untuk investor?

Bagaimana cara membaca Confidence Level?

Apa perbedaan Health Score dan Probability of Distress?

Informasi Kuantitatif AutoPortofolio

Kerangka Valuasi dan Risiko CIVM

Analisis Z-Score untuk Kesehatan Finansial

Referensi Analisis Teknikal Saham